When you’re shopping for a new vehicle around Cincinnati, you also have to consider the insurance coverage required by the state. For most states, drivers need to consider auto liability insurance, which is a two-fold protection plan that covers bodily injury and property damage. While these are seperate, they are both required to cover expenses from injuries to others and damage to the property when you, the driver, are at fault. Let’s take a look at how liability insurance works, and what liability coverage pays for. If you have any questions along the way, contact the knowledgeable team at Joe Morgan Honda.
The auto liability insurance definition covers bodily injury and property damage, however, they both can have their own set limits. Those limits can have a minimum amount set by the state, but Middletown drivers can find their own limits based on their budgets. So, what does liability insurance cover?
Bodily Injury
Property Damage
When considering what liability coverage pays for, remember that the coverage is for the victim of the accident, not the driver that caused it. Lebanon drivers should set their auto insurance liability limit definition based on what they are able to offer.
What exactly liability insurance covers can be discussed with the local Monroe agent when setting coverage limits. Drivers limits can be split, or collected as a single limit. Let’s explore how that works:
Now that you have a better idea of the auto liability insurance definition and how liability insurance works, contact the team in the Joe Morgan Honda Finance Center for more car buying and financing tips. Whether you’re simply applying for a loan, or are interested in ways to improve your credit score, our finance team is here to help you.
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