Located At
Open Today Sales: 10 AM-7 PM
When looking for a car loan near Cincinnati, you want to be sure that you don’t overpay, but what is a good interest rate for your car loan? Check our chart to see what kinds of rates you can expect for your particular credit score, and keep reading to learn answers to questions like, “What is the average interest rate on a car loan?” “What is a good car loan rate?” and “How do you get a good interest rate on a car loan?” Once you know more, we’ll be able to approve you for financing in no time.
| Average Credit Score for New Car | Annual Percentage Rate | Average Credit Score for Used Car | Annual Percentage Rate |
| 781-850 | 3.17% | 781-850 | 3.8% |
| 661-780 | 4.03% | 661-780 | 5.48% |
| 601-660 | 6.79% | 601-660 | 10.1% |
| 501-600 | 10.98% | 501-600 | 16.27% |
| 300-500 | 13.76% | 300-500 | 19.32% |
To get the best interest rates in Middletown, the first thing you’ll need to do is plan ahead. Developing a good credit score and checking your credit history ahead of time can help you be prepared to negotiate when deciding on a loan agreement. The answer to “what is a good car loan rate?” can be anywhere from 3.17% to 13.76% depending on your credit score, so by being better informed you can negotiate for a better rate.
If you’re wondering about the question, “what is the average interest rate on a car loan?” then you should know that on a three-year car loan, the average interest rate is around 3% to 4.5%. However, you’ll likely be offered different interest rates in Lebanon based on your credit score and where you’re getting the loan.
By speaking with our finance center,you can learn more about how to get a good interest rate on your car loan and stop having to ask what is a good interest rate for your car loan. Contact us to compare rates, or if you have any other questions about how to start the process!
Depending on which trim level Cincinnati drivers select, the Civic can be equipped with one of two different engine options, including a 2.0L 4-cylinder and hybrid 2.0L I4 engine with a 2-motor hybrid system. For help with deciding which Honda Civic engine is right for you, compare the fully gas-powered 2025 Honda Civic specs…
The 2025 Honda Accord seats up to five Cincinnati passengers in its large cabin, and the Honda Accord trunk space is more than spacious enough to accommodate all their luggage. If you’re shopping for a roomy mid-size sedan for your commute, learn about the 2025 Honda Accord interior dimensions with Joe Morgan Honda. We’ll also cover…
The 2025 Honda HR-V delivers exceptional fuel efficiency, making it an excellent choice for drivers in Cincinnati who want a balance between performance and savings at the pump. With the latest model offering a mix of front-wheel drive (FWD) and all-wheel drive (AWD) options, you can select the configuration that fits your driving needs….
